The last thing you need when faced with financial hardship or forgotten bills is the stress and worry that comes from abusive debt collection practices. Even worse, the last thing you need is being told you owe money that you do not actually owe, or getting calls or communications about someone else’s debt. The Fair Debt Collection Practices Act, also known as the FDCPA, is a federal law with specific standards of conduct for debt collection agencies and others seeking to collect a debt. The FDCPA provides rights and protections for consumers against the invasion of privacy, harassment, abuse, and false representation of unethical and aggressive debt collectors.
Debt collectors can include bill collectors, collections agencies, law firms, and corporate collections departments, among others.
An FDCPA attorney can work with you to hold debt collectors accountable for their harassing behavior.